The General conditions of contract are available on request

A contract of insurance life flexible and comprehensive access to the performance of financial markets in serenity

Pursuing his vocation to help its customers to create a serene financial future throughout their lives, Swiss Life insurance specialist network people, values its full offer by strengthening a range of solutions adapted to the needs of all, the Council and the accompanying continuous day after day. For its insured persons access to the performance of financial markets in all serenity, sign today provides SwissLife freedom more. This individual provides life insurance contract in euro and in units account, simple and complete, offers insureds strategy best suited to their sensitivity to risk and their investment horizon.

More serenity... Designed to adapt fully to the needs of the insured, SwissLife freedom more, whose remains still available savings, allows them to opt for open payments or programmed to arbitrate at any time between the media and out capital or in annuity. Benefiting from the multiple benefits of life insurance, in particular its attractive taxation, SwissLife freedom has more, in addition to the death of basic warranty, a floor-death guarantee automatically included in the subscription.

...More choice... SwissLife freedom more within, the insured will have the choice between:-the Fund euros including interest paid each year are definitively acquired with the ratchet effect, which makes the Fund secure excellence-4 solutions for investment funds "to profile management" based proposed by SwissLife Asset Management for a performance increased savings without having to worry about its management : The Prudent profile will seduce those looking for a value superior to that Fund euros by accepting a limited risk, the balance is for those looking for a performance with a measured risk, the dynamics for insured persons who seek maximum investment value in accepting the volatility of financial markets, to increase to the decline, the OffensifMeanwhile, will be chosen by the insured notified for maximum performance in a more diversified investment strategy geographically and increased exposure to risk.

-To the insured persons experienced, active and independent, SwissLife freedom more also allows access to the portfolios through 30 of other units of account widely diverse and selected in the offers of 14 companies recognized in Europe. And among these units of accounts, stock funds, bond funds, or even 5 ISR (1 in bonds and shares 4) Fund selected with the help of analysis criteria provided by databases which are a reflection of the commitment of Swiss Life in sustainable development, natural extension of his vision of the profession of insurer of people and specialized. SwissLife freedom more will also accommodate units of structured account, such as objective 7.5 Fast, a French law obligation issued and guaranteed by the Société Générale, on an original idea of SwissLife Wealth Management, which is characterized by an objective of coupon of 7.5 of the nominal value by paid for early maturity or expiry year and SwissLife offers its clients until November 30, 2009.

Greater ease to manage savings for insured persons desirous of not having to worry about the management of their savings, SwissLife freedom more has four automatic financial management options that accompany the investment strategy and secure savings:-progressive investment is a free option that allows a gradual entry into financial markets and thus of smooth potential stock market fluctuations. -The automatic and regular reallocation (semi-annual or annual frequency) of savings, to retain the original distribution between the selected media. -Capital gains automatic arbitration provides their EUR funds transfer as soon as the threshold defined by the insured. -Automatic arbitration for less values begins at the drop of the NAV beyond a threshold set by the insured. Moreover, persons wishing to manage them even their savings, SwissLife freedom more offers free free arbitration per calendar year.

The General conditions of contract are available on request.

Specialist in insurance of persons, Swiss Life is one of the major players on heritage in life and pensions insurance and the health and welfare insurance markets.